it must be funny in a rich man’s world

i just dont know whether to laugh or scream. i’m trying really hard to do right by this credit card because it took them a long time to give me one at all after the damage i did to my own credit score in my younger daze.

here i am only like five dollars from my credit limit so i leave it alone so i can pay it down as soon as i get my check cashed. of course mtv decides not to warn us about their quarterly grip on all venders’ checks and so they don’t pay us until 20 days after payday. yup, i waited three weeeeks for a check that nobody warned me would be late even a day.

one of the many things this messed up was paying off my credit card on time. (as well as every other scheduled practice regarding my very delicate financio-system). this damn thing would have been paid down weeks ago. but here i am tottering on that limit’s edge for weeks. and then, capital one throws down a charge for going over my credit limit on the 23rd of June. that’s almost a month ago.

as i’m so close to the limit, this fee pushes me over the limit again. 

so…i imagine they’ll fine me for this time next time i’m close to the limit. 

sigh.